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One thing to note is that the brand of the furnace you buy matters less than the manufacturer.


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Low-efficiency furnaces have an Annual Fuel Utilization Efficiency, or AFUE, of 79% or lower (with models older than 20 years likely considerably lower), which means they convert 79% or less of the energy in the fuel they consume, into heat that actually heats your home (the rest goes out the chimney or exhaust pipe. One thing to note is that the brand of the furnace you buy matters less than the manufacturer. A more convenient choice is a whole house pleated filter that consists of fanfold filter paper enclosed in a large boxlike structure; while it costs quite a bit more, it only needs to be changed once a year and filters out much finer particles. There is a gap between mid-efficiency and high-efficiency furnaces because the technology changes from mid- to high-efficiency, from a standard to a condensing furnace (where the water vapor is condensed out of the exhaust to recapture the heat in it). You will spend a fair bit more up front for a high efficiency model, but you will save a lot of money on annual heating costs, especially as natural gas prices are likely to climb much higher in coming years, compared to their fairly stagnant price through the 90's and much of the first decade of this century.
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